Feel Like Investing in a State Sponsor of Terrorism? | Mad Hedge ...

How about buying shares in a country whose leaders have stolen $400 billion in the last decade and have seen 300 foreign workers kidnapped? Another country lost four wars in the last 40 years. Still interested? How about a country that suffers one of the world?s highest AIDs rates, endures regular insurrections where all of the Westerners get massacred, and racked up 5 million dead in a continuous civil war?

Then, Africa is the place for you, the world?s largest source of gold, diamonds, iridium, chocolate, and cobalt! The countries above are Libya, Nigeria, Egypt, and the Congo. Below the radar of the investment community since the colonial days, the Dark Continent has recently been attracting the attention of large hedge funds and private equity firms.

Goldman Sachs has set up Emerging Capital Partners, which has already invested $2 billion there. China sees the writing on the wall, and has launched a latter day colonization effort, taking a 20% equity stake in South Africa?s Standard Bank, the largest on the continent. There are now thought to be over one million Chinese agricultural workers in Africa.

In fact, foreign direct investment in Africa is soaring. The angle here is that all of the terrible headlines above are in the price, that prices are very low, and the perceived risk is much greater than actual risk.

Price earnings multiples are low single digits, cash flows are huge, and returns of capital within two years are not unheard of. These numbers remind me of those found in Japan during the fifties, right after it lost WWII. That was already in the price too.

The reality is that Africa?s 900 million have unlimited demand for almost everything, and there is scant supply, with many firms enjoying local monopolies. The big plays are your classic early emerging market targets, like banking, telecommunications, electric power, and other infrastructure.

For example, in the last decade, the number of telephones has soared from 350,000 to 10 million. It?s similar to the early days of investing in China in the seventies, when the adventurous only played when they could double their money in two years, because the risks were so high.

This is definitely not for day traders. If you are willing to give up a lot of short term liquidity for a high long-term return, then look at the Market Vectors Africa Index ETF (AFK), which has 29% of its holdings in South Africa and 20% in Nigeria. There is also the SPDR S&P Emerging Middle East & Africa ETF (GAF). For more of a rifle shot, entertain the iShares MSCI South Africa Index Fund (EZA). Don?t rush out and buy these today. Instead, wait for emerging markets to come back in vogue, I send you are trade alert when this is going to happen.

?

Meet Your New Partner

Source: http://www.madhedgefundtrader.com/feel-like-investing-in-a-state-sponsor-of-terrorism-2/

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10 powerful people who run the world

5 hrs.

What do the president of the United States, the pope and the founder of Facebook all have in common? They?re all featured on Forbes? 2012 ranking of the World?s Most Powerful People ??an annual look at the heads of state, financiers, philanthropists and entrepreneurs who truly run the world.

To compile the list, we considered hundreds of candidates from various walks of life all around the globe, and measured their power along four dimensions. First, we asked whether the candidate has power over lots of people. Pope Benedict XVI, ranked #5 on our list, is the spiritual leader of more than a billion Catholics, or about 1/6th of the world?s population. Michael Duke (#17), CEO of Wal-Mart Stores, employs two million people.

Next we assessed the financial resources controlled by each person. Are they relatively large compared to their peers? For heads of state we used GDP, while for CEOs, we looked at measures like their company?s assets and revenues. When candidates have a high personal net worth ??like the world?s richest man, Carlos Slim Helu (#11)?? we also took that into consideration. In certain instances, like Saudi King Abdullah bin Abdul Aziz al Saud, we considered other valuable resources at the candidate?s disposal ??like 20 percent of the world?s known oil reserves.

Then we determined if the candidate is powerful in multiple spheres. There are only 71 slots on our list ? one for every 100 million people on the planet ? so being powerful in just one area is often not enough. Our picks project their influence in myriad ways: New York Mayor Michael Bloomberg (#16) has power because he?s a politician, because he?s a billionaire, because he?s a media magnate, and because he?s a major philanthropist.

Lastly, we made sure that the candidates actively used their power. Russian autocrat Vladimir Putin (#3) scored points because he so frequently shows his strength ? like when he jails protestors.

To calculate the final rankings, 10 senior Forbes editors ranked all of our candidates in each of these four dimensions of power, and those individual rankings were averaged into a composite score.

U.S. President Barack Obama emerged, unanimously, as the world?s most powerful person, for the second year running. Obama was the decisive winner of the 2012 U.S. presidential election, and now he gets four more years to push his agenda. The president faces major challenges, including an unresolved budget crisis, stubbornly high unemployment and renewed unrest in the Middle East. But Obama remains the unquestioned commander in chief of the world?s greatest military and head of its sole economic and cultural superpower.

The second most powerful person in the world also happens to be the most powerful woman: Angela Merkel, the chancellor of Germany, jumps up from #4 last year to take the runner-up spot on the list. Merkel is the backbone of the 27-member European Union and carries the fate of the euro on her shoulders; she?s shown her power through a hard-line austerity solution for? the European debt crisis.

Facebook CEO Mark Zuckerberg (#25) is one of the youngest people on the list, at age 29; he dropped significantly from last year?s top-10 ranking after Facebook?s much-anticipated IPO turned out to be a flop. Brazilian president Dilma Rousseff (#18) is one of the list?s biggest gainers: At the midpoint of her first term, Rousseff?s emphasis on entrepreneurship has prompted a slew of new startups and energized Brazilian youths.

Apple CEO? Tim Cook (#35) made a big upward move, too: A year after he succeeded iconic founder Steve Jobs, the company is the most valuable in the world. Apple stock hit an all-time high in September, at $696.82 a share: That?s up $319 from the day Jobs died in October 2011.

New members of the list include LinkedIn co-founder Reid Hoffman (#71), the world?s most powerful venture capitalist and the most-connected man in Silicon Valley. Elon Musk (#66), the entrepreneur behind PayPal and Tesla Motors, is the most powerful man in space: His company SpaceX is a leader in the private space industry, and with that business set to boom, Musk stands to make out like a 19th-century railway tycoon.

A number of prominent people fell off the entirely. Last year?s #2, Chinese President Hu Jintao, is on his way out of office; he?s already handed over some of his duties, and will surrender the rest early next year. We? removed U.S. Treasury Secretary Timothy Geithner and Secretary of State Hillary Clinton from the list for the same reasons: They?re both not expected to return to their powerful posts for Obama?s second term.

Here is the list of the top 10:

1.???????? Barack Obama?
President, United States of America?
Age: 51

The decisive winner of the 2012 U.S. presidential election on all counts: Obama took the popular vote, the electoral college and 7 out of 7 toss-up states. Now he gets 4 more years to push his agenda past weakened congressional Republicans. Still, he faces major challenges, including an unresolved budget crisis, stubbornly high unemployment and renewed unrest in the Middle East. But Obama remains the commander in chief of the world?s greatest military and head of the sole economic and cultural superpower?literally the leader of the free world.

2.???????? Angela Merkel?
Chancellor, Germany?
Age: 58

The world?s most powerful woman is the backbone of the 27-member European Union and carries the fate of the euro on her shoulders. Merkel?s hard-line austerity prescription for easing the European debt crisis has been challenged by both hard-hit southern countries and the more affluent north, but it?and she?are still standing. Merkel has served as chancellor since 2005, but one of her biggest challenges still lies ahead: bolstering her government?s sagging popularity before the 2013 German general election.

3.???????? Vladimir Putin?
President, Russia?
Age: 60

Re-elected for a third six-year term as president in March after a few years swapping posts with Prime Minister Dmitri Medvedev, Putin officially regains the power that no one believes he truly gave up. This October the ex-KGB strongman?who controls a nuclear-tipped army, a permanent seat on the UN Security Council and some of the world?s largest oil and gas reserves?turned 60. That?s Russia?s retirement age, but who?s got the nerve to tell him to quit?

4.???????? Bill Gates?
Co-chair, Bill & Melinda Gates Foundation?
Age: 57

The world?s second-richest man is worth $65 billion?and that?s after giving away more than $28 billion. Gates?s post-Microsoft mission includes eliminating many infectious and deadly diseases: By his own estimates, that could translate into 8 million lives saved by 2020. But the quintessential activist billionaire doesn?t stop there: Gates continues to persuade his peers to sign the ?Giving Pledge,? promising to give away half their wealth or more.

5.???????? Pope Benedict XVI?
Pope, Roman Catholic Church ??
Age: 85

How?s this for a job description? According to the doctrine of Papal Supremacy, the pope enjoys ?supreme, full, immediate, and universal power? over the souls of 1.2 billion Catholics around the world. They turn to the Vicar of Christ for the final word on life?s most personal decisions, including birth control, abortion, marriage and euthanasia. As the leader of Vatican City, he?s also a head of state. Of course, the pope faces dissent anyway?recently from ?radical feminist? American nuns.

6.???????? Ben Bernanke?
Chairman, U.S. Federal Reserve?
Age: 59

Big Ben has been on a buying spree: In a third round of quantitative easing, the Fed is now snapping up $40 billion a month of mortgage-backed securities and $45 billion of Treasurys. Result: modest economic recovery and a near-record $2.9 trillion on the Fed?s balance sheet. The American economy?s ?adult in the room? recently warned that there is only so much the Fed can do; politicians are the ones with the power to keep us from going over that fiscal cliff.

7.???????? Abdullah bin Abdul Aziz al Saud?
King, Saudi Arabia?
Age: 88

The absolute monarch of the desert kingdom controls 20 percent of the world?s known oil reserves and guards Islam?s holiest cities. The Arab Spring didn?t shake the ruling family?s control of the kingdom, but out-of-control youth unemployment remains a threat. Aging Abdullah lost his second heir apparent in two years when his brother, Crown Prince Nayef, died in June; he?s been replaced by another brother, 76-year-old Crown Prince Salman, the former governor of Riyadh.

8.???????? Mario Draghi
President, European Central Bank?
Age: 65

With the euro lurching constantly from crisis to crisis, the European Central Bank is more important than ever. As chief banker of the world?s largest -currency area?the euro zone?s collective GDP is now more than $17.4 trillion?Draghi faces the Herculean task of trying to maintain financial unity across 17 countries. But if anyone can wrangle the interests of nations as diverse as Germany and Greece, it might be the man who navigated the minefield of Italian politics so deftly, he earned himself a nickname: ?Super Mario.?

9.???????? Xi Jinping?
General Secretary, Communist Party of China?
Age: 59

The man who will lead China for the next decade was recently promoted to the Communist Party?s top position; Xi also took over as chairman of the Party?s Central Military Commission, putting him in control of the world?s largest army. His rise to power will be complete in March, when he takes over for Hu Jintao as president and head of state. Xi?s only half of a Chinese power couple: His wife, Peng Liyuan, is a superstar folk singer.

10.??????? David Cameron?
Prime Minister, United Kingdom?
Age: 46

Two years into office, the Tory PM has gone from being the called the second coming of Margaret Thatcher to standing in the shadow of Europe?s new Iron Lady, Angela Merkel. Cameron has rejected the German Chancellor?s call to increase the EU budget and threatened to veto anything but a spending freeze. At home he faces a sustained economic downturn, a disillusioned electorate and rumblings from his own party over Britain?s future.

More from Forbes

Source: http://www.nbcnews.com/business/worlds-most-powerful-people-1C7423106

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Marry Me

Marry Me

" To be with you was just a dream, but under the moon I swear my love to you "

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Tell me, out of all mankind, whom do you love, better than you love me?

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legal - C-Corp vs LLC. How much more complex? - OnStartups Beta ...

I'm in the process of converting from an LLC to a c-corp, so I can give you some perspective:

To start, try searching for sample c-corp bylaws and scan a few pages. Every well-formed c-corp has bylaws -- the laws by which your corporation is governed. Most bylaws are dozens of pages used to describe board meetings and fiduciary duties and so-on.

It's a little overwhelming at first, but they are there to bring consistency and accountability to your business, stuff that any good biz owner wants anyway.

I don't think bylaws are a requirement of a c-corp -- you an create a corporation with Delaware and file virtually nothing but the bare essentials. But while that might be fine for the short term, you're just pushing the complexity till later on.

If you form a "real" and "usable" c-corp with bylaws, it's more complex simply because there is more structure involved.

But Keep in mind: you don't have to follow your bylaws if it's just you and your partner... you can skate by, as it's just YOUR company. But the more people who get involved (more execs, board members, advisers, investors), the more important it will be to play by the books (literally).

LLCs, on the other hand, are uber-flexible. There is no "standard" out there, beyond just copying c-corp standards and baking them into an LLC format. You can proclaim anything you want in an LLC, or proclaim nothing at all.

But when you grow, this free-form structure may or may not work for you. And when you talk with lawyers, almost all of them will recommend going the c-corp route because it's so standard. LLCs require them to actually think, write, and edit. Additionally, investors are LLC shy because of the lack of the c-corp structure (and thus protection) that they are used to.

I formed the LLC initially because I thought it was more simple, and I didn't expect to get serious funding. But lucky me, I did get funded, which means I get to learn all about the complexity of a c-corp.

In short, it's kind of like veggies. You can eat around them for a while, but eventually you need to eat your veggies to grow up big and strong.

Source: http://answers.onstartups.com/questions/44776/c-corp-vs-llc-how-much-more-complex

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Anti-Snoring Products That Are Now Available In The Market ...

People with a snoring problem probably have tried various products to put a stop to their snoring. Their results are not all the same, and it is mainly due to the fact that they have various functional uses in trying to put a stop to the problem. It could also be caused by the differences in the severity of the snoring problem. The success or failure of these anti-snoring products will also be affected by the pervading reason behind the snoring problem being suffered by the person. However, that still does not negate the fact that these anti-snoring products are very good in helping out people with snoring problems.

If you have been able to pinpoint nasal related problems to be the underlying cause of the snoring problem, one solution is to make use of nasal sprays. Snoring takes place when the nasal passages have become blocked so that breathing becomes harder. Breathing will become easier if the nasal passages are not inflamed, and that is why the nasal spray is used: it keeps the swelling down. Breathing also becomes difficult if the passages are sticky. Nasal sprays can moisten these sticky passages and facilitate breathing. These products are available in both modern and the herbal medical sprays.

Snoring could also be blamed on the erroneous alignment of the tongue and the jaw while the person is sleeping. A drop of the jaw while sleep will result in the tongue drop far back into the throat; this will hinder the airways leading to vibrations that make the snoring sounds. To solve this, get some special dental devices from a doctor. These are similar to mouth-guards which help to keep the jaw and tongue in place as you sleep. If you have snore because you sleep with your mouth open you can also use some rather simple products. A chin strap is the answer. Strap it on to keep your mouth closed. Thus, you will be able to breathe through your nose and stop snoring because you won?t have to breathe through your mouth. Don?t worry because these chin straps won?t cause any discomfort while you sleep.

Did you know that bad sleeping posture is the main reason why the jaw and the tongue are aligned wrongly and the nasal passages are blocked? If you can find the right posture to lie in bed as you sleep, you will greatly reduce the case of snoring. There are now special pillows formulated to encourage the proper sleeping posture. If you sleep on your side, you need to elevate your head; this will cut the issue of poor jaw and tongue alignment as they offer support to the neck. Other pillows are placed behind your back or between your thighs to keep you from rolling over to your back or tummy.

It is also possible to have medical devices prescribed, but only when those other suggestions don?t work. You would require the guidance of a doctor if you are to resort to this treatment method. The doctor can choose to prescribe the sue of the continuous positive airway pressure mask or CPAP if you have a severe snoring problem.

Solve your snoring problems with the support of howtostopsnoringinstantly.com. In case you are interested to learn much more about the other possible ways which can help you resolve this problem, then go and visit stop snoring products for further information. http://howtostopsnoringinstantly.com/


Tags: Chin Strap, Mouth guard, products, snoring

Source: http://healthandfitness.emilie.org/uncategorized/anti-snoring-products-that-are-now-available-in-the-market/

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Europe v Facebook Privacy Campaign Group Is Preparing To Sue Facebook In Ireland, Sets Up Crowdfunding Platform To Fund Court Costs

facebook logoThe European activists behind the Europe v Facebook campaign group, which accuse the social network of violating Europe's Data Protection Laws, have stepped up their long running battle against it. The group has indicated it is preparing to sue Facebook in Ireland -- and has set up a crowdfunding platform to raise money to fund possible legal action.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/FGa0MLj6X0o/

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Quantic Gaming Disbands - D-eSports.com

Following a tweet earlier in the day from Complexity?s Jason Lake about a big news event later in the day, multiple sources point to Quantic Gaming folding. ?Starcraft 2 players, including Theognis, Flo, and Illusion?all tweeted that they were teamless and that the disbanding had come as a shock. ?All of Quantic Gaming is reported to be shutting down, not just the Starcraft 2 division.


Slasher?independently confirmed Quantic?folding but did not cite specific sources. ?In a followup tweet, Slasher revealed that Quantic ended abruptly because?invesetors pulled out?but no sources were given. ?No reasons were listed for why investors stopped funding the team and no official statement has been made from Quantic. ?None of the former-Quantic players have been signed with another team yet though Slasher has reported that talks are currently taking place.

?

Source: http://www.d-esports.com/14927/quantic-gaming-disbands/

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Top-Rated Relationship Self-Help Book Named Award-Winning ...

Technology Image

Wellesley, MA, December 05, 2012 ?(PR.com)? USA BookNews.com, the premier online magazine and review website for mainstream and independent publishing houses, announced the winners and finalists of The 2012 USA Best Book Awards on November 16, 2012.

Jeffrey Keen, President and CEO of USA Book News, said this year?s contest yielded over 1500 entries from mainstream and independent publishers. Publishing houses with authors featured among the finalists include Harper Collins, Crown, St. Martin?s Press, John Wiley & Sons, McGraw-Hill and others. Keen says of the awards, now in their tenth year, ?The 2012 results represent a phenomenal mix of books from a wide array of publishers throughout the United States.?

The award-winning finalist in the Relationships category of the USA Best Book Awards is Changing Behavior: Immediately Transform Your Relationships with Easy-to-Learn, Proven Communication Skills (SoulWork Press, 2011), the first-ever guide to provide simple, proven strategies to facilitate lasting change and to experience new levels of fulfillment, collaboration or intimacy. The book is also a 2012 Indie Book Award Winner, and has been awarded 5 STARS by ForeWord Clarion.

The information in Changing Behavior was developed and clinically researched for over 32 years by relationships expert, Georgianna Donadio, MSc, DC, PhD, in partnership with the National Institute of Whole Health (NIWH). Originally created for healthcare and medical professionals to improve their communication, behavior and relationships with their patients, now, these same skills are available for the first time to anyone who desires to improve their current relationships and enhance their overall health and happiness.

A sought-after relationships expert, Integrative Health Practitioner and bestselling author, Donadio?s work and research has led to dramatic lifestyle changes for millions of people worldwide. She is the Director of the National Institute of Whole Health, a popular blogger for the Huffington Post, Dr. Mehmet Oz?s Sharecare, DailyStrength and Easy Health Options blogs.

Her expertise has been showcased in hundreds of print, online, radio and TV interviews including on Oprah.com, WebMD, CNN News, TODAY/MSNBC, Fox News, Readers Digest, Night Beat with Barry Nolan, Self and Shape Magazines, to name a few. In addition, for 20 years, until recently retiring, she hosted a nationally syndicated cable TV show, Woman to Woman? which explored all topics of interest to women, with a special focus on relationships. Donadio is one of only six Florence Nightingale Scholars in the United States, and a tireless advocate for introducing whole person care options into the practice of medicine and healthcare. To download a free excerpt of Changing Behavior, visit http://www.changingbehavior.org

About Dr. Donadio and the National Institute of Whole Health
Since its inception in 1977, the National Institute of Whole Health has held a compelling vision for American health care. Today, 35 years later, under the direction of Dr. Georgianna Donadio, that vision is becoming a reality in mainstream medicine and health care with the inclusion of whole person health education, health and wellness advocacy and disease prevention.

For the past three and a half decades, with this vision as its guiding light, NIWH has developed, for qualified health, allied health and related professionals, continuing education and professional development programs. The programs are peer-reviewed by leading national associations, and have received the accreditation, approval or endorsement of more than a dozen of the leading health and related associations.

The NIWH recently published award winning, bestselling book ?Changing Behavior? documents the development and research of Whole Health Education at various Boston hospitals that began in 1980. For more information, please visit www.wholehealtheducation.com. Media Contact: Maureen Landry, NIWH. 888-354-4325, e-mail: Maureen@niwh.org.

About USA Best Book Awards
USA Books News, sponsors of the USA Best Book Awards, enters its? 10th year in the publishing industry. USA Book News covers books from all sections of the publishing industry ? mainstream, independent, and self-published, including e-books and audio books.

Located in the heart of Los Angeles, USA Book News has the unique advantage of gaining access to both the publishing and entertainment industries, like no other book award program currently operating. Now more than ever, publishers need to utilize all opportunities for media coverage. USA Book News will continue to feature quality books and aggressively promote those books to the publishing & entertainment industries, national media and the book buying public at large.

For more information visit www.usabooknews.com Media Contact: Jeffery Keen
usabooknews@earthlink.net

Contact Information:
National Institute of Whole Health
Maureen Landry
888-354-4325
Contact via Email
www.niwh.org

Click here to read the full story: Top-Rated Relationship Self-Help Book Named Award-Winning Finalist in USA Best Book Awards

Press Release Distributed by PR.com

Source: http://tech.rambergmedia.com/top-rated-relationship-self-help-book-named-award-winning-finalist-in-usa-best-book-awards/

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