It's Your Time! ? Of Micro Loans and Micro Franchising

Posted on 9/4/2012 at 1:13:42 PM

Who says franchising can?t work in a small Third World country or in an economically depressed state where people only make one to two pounds each day? I really believe business programs can perhaps work in these areas if they maintain Asia, the Center East, former Soviet countries, Indonesia, Latin America, the Caribbean, or Africa. You see, there are typical kinds of micro-investments planning these places to greatly help people start businesses of their own.Franchising works best as the program to move these types of small businesses. With the inflow of microloans, and an easy confirmed process, people can be create with little companies which can offer themselves and their loved ones. As an example, think about the company of moving people place to place on rickshaws? Each one of these transportation devices can be bought for a couple of hundred pounds, but someone who makes only $1-$2 a day, and spends many of that income on food, can never be able to save what is needed to buy the device in the first place.However, if they are offered a way, and financing to buy a, and are backed by someone who understands the business, just like a franchisor, who in turn gets a small proportion of the profits (royalties) then tens of thousands of these people can be set up throughout the nation; any nation or any third world state to achieve this. Micro-franchising with microloans at the micro economic Third World level is wholly possible. We should be doing more with this, and scaling down something of business which has been highly verified in a wide variety of situations and places across the world.It is my argument that franchising may fix Third World economic issues aside from tradition, religion, contest, as well as government structure. It is free-market capitalism at its most useful, at the bottom level and it is proof positive that free-market systems will make a distinction through franchising. Let?s all work out how we are able to provide the planet straight back up to and including higher level. Please consider all this.

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Source: http://itsyourtimetosucceed.com/?p=62492

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Dark Chocolate South Beach Obsession

As the summer months slip away, it?s apparent that I?ve become, shall we say, relaxed about my eating habits. Weekdays filled with picnic lunches at the beach and weekends jam packed with barbecues have led to copious amounts of chips and cupcakes. With fall demanding we get back into our school-year hustle and bustle, I?ve decided it?s definitely the time to work healthier eating habits back into my routine.

Like most moms of young kids, I eat on the run a lot of the time.? Something I can grab as I?m running out the door or keep in my bag can be the difference between grouchy mommy and Bombshell mommy.

Get an extra 10% off South Beach Diet with Vitacost Set & Save

My new snack obsessions are these South Beach Diet Whipped Peanut Butter Snack Bars. With 6g of protein and only 100 calories, I can reach for them when I need to fend off that mid-afternoon slump. I feel like I?m eating something totally indulgent, but I know I?m making a healthy choice. Plus, the protein helps me feel fuller, longer. They taste so good, I have to hide them from my kids. I wish I was joking.

The harder part is conquering my serious weaknesses. I don?t know about you, but I love chocolate. It makes everything prettier and happier. Chocolate is the one thing that?s hardest for me to eliminate when I cut out all the junk from my food choices. What I?ve learned is that you CAN have chocolate, in moderation, as long as you choose wisely. How awesome is that? I?ve started keeping the South Beach Diet Dark Chocolate Covered Sunflower Seeds around the house. Another 100-calorie option that also satisfies my cravings for decadent chocolate.

The best part of all is that these products, along with many other South Beach diet products, are available for Set & Save. No need to worry about being tempted to buy junk food or fall back into bad habits, just set it, save and you?re done!

?The Bombshell Mommy? is written by Abigail Blank, an erotic romance fiction writer and mother of three. Her novel,??Frozen Heart,??was published under her pen name, Annabelle Blume, by Inkspell Publishing. Got a question about how to tap into your own inner Bombshell? Email Abigail at thebombshellmommy@gmail.com, connect with her
on?Facebook, follow her on Twitter @Bombshell_Mommy and look for her on Pinterest.

Source: http://blog.vitacost.com/food-and-drink/my-new-snack-obsession.html

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Apple?s New iPhone (5? Fifth? Fiver?) Is Coming: Here?s What It Should Look Like

iphone-5 connectorApple made its iPhone event date official today after weeks of chatter. What will the new version bring that its predecessor didn't? What won't it do that people want it to? Luckily, this may be among the most leaked pre-release Apple devices ever, so we actually have a pretty good idea of what to expect.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/dexIWa2YnCg/

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Felled trees make way for space shuttle Endeavour ( video)

In preparation for the space shuttle Endeavour's final journey from Los Angeles International Airport to the California Science Center?crews are clearing trees. The center plans to replace the trees and improve the city's landscape, but some residents are unhappy. ?

By Staff,?Associated Press / September 4, 2012

A stump remains in the median in the middle of Manchester Boulevard after workers removed several trees to clear a path for the arrival of the space shuttle Endeavour, in Inglewood, Calif., Tuesday.

AP Photo/Reed Saxon

Enlarge

Los Angeles is trading the trees for the stars ? and not everybody's happy about it.

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'; } else if (google_ads.length > 1) { ad_unit += ''; } } document.getElementById("ad_unit").innerHTML += ad_unit; google_adnum += google_ads.length; return; } var google_adnum = 0; google_ad_client = "pub-6743622525202572"; google_ad_output = 'js'; google_max_num_ads = '1'; google_feedback = "on"; google_ad_type = "text"; google_adtest = "on"; google_image_size = '230x105'; google_skip = '0'; // --> Hundreds of trees were felled Tuesday to make way for space shuttle Endeavour in Los Angeles.

Crews clearing a path for the space shuttle?Endeavour?have begun cutting down hundreds of trees in South Los Angeles and Inglewood, with some residents mourning their loss even as they welcome a piece of history.

Chainsaws and woodchippers were at work Tuesday, removing pine, ficus and other trees along the route that the enormous spacecraft will take on its final voyage through the streets of Los Angeles and Inglewood.

The spaceplane will be hauled from Los Angeles International Airport to the California Science Center, where it will be displayed in a new exhibit hall. The two-day, 12-mile journey begins on Oct. 12.

Officials have said they will have to remove about 400 trees and reposition signs, streetlights and traffic signals to make room for the spaceplane, which has a 58-foot-tal tail and a 78-foot wingspan.

The science center has agreed to plant two trees for each tree taken down.

But not everyone is happy about seeing decades-old trees replaced with skinny saplings.

"They are cutting down these really big, majestic trees," said Lark Galloway-Gilliam, a neighborhood council member and longtime resident of the Leimert Park area. "It will be beyond my lifetime before they will be tall like this again."

The route was chosen with community input. An alternative was worked out after residents disapproved of a route through Leimert Boulevard that would have required taking down dozens of pine and fir trees planted in honor of the Rev. Martin Luther King Jr., the Los Angeles Times reported.

Other ways of moving the shuttle were considered but rejected. A freeway route was impossible because Endeavour?couldn't get under the overpasses. The 170,000-pound craft was too heavy to lift by helicopter and taking it apart might damage the delicate heat-resistant tiles.

Inglewood officials will use the move as an opportunity to get rid of trees that have damaged sidewalks or otherwise cause problems. The California Science Center is expected to spend $500,000 to improve the city's landscape.

The shuttle's significance also isn't lost on residents.

"It is a historical artifact and national treasure," science center president Jeffrey Rudolph said. "The community understands that and recognizes that it will help inspire the next generation of explorers."

Cristina Melendrez, who works for a charity serving those with disabilities, said she planned a monthlong curriculum around?Endeavour's?arrival.

"It's a shame they are cutting down these beautiful trees," she said. "But it's going to be fun having our participants witness history."

Information from: Los Angeles Times,?http://www.latimes.com

Source: http://rss.csmonitor.com/~r/feeds/science/~3/znTJBr-jYTo/Felled-trees-make-way-for-space-shuttle-Endeavour-video

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USA: DOE Study Shows Benefits of Natural Gas>> LNG World News

USA: DOE Study Shows Benefits of Natural Gas

According to a new US Department of Energy (DOE) study, the nation?s large resource base of natural gas can be used for cost-effective power generation, with environmental burdens coming primarily from fuel combustion, not resource extraction.

The report, Role of Alternative Energy Sources: Natural Gas Power Technology Assessment, was prepared by the Office of Fossil Energy?s National Energy Technology Laboratory (NETL). Analysts focused on seven criteria to evaluate the role of natural gas in the U.S. energy supply chain: resource base, growth, environmental profile, cost profile, barriers, implementation risks, and expert opinion from stakeholders in academia, government, and private industry. Four natural gas power technologies were evaluated: natural gas combined cycle, natural gas combined cycle with carbon capture and sequestration, gas turbine simple cycle, and the U.S. fleet baseload average.

The U.S. resource base for natural gas has exhibited recent growth that is expected to continue because of the expanded extraction potential of various shale gases. As an example, horizontal drilling and hydraulic fracturing could allow the technical recovery of natural gas from Marcellus Shale sufficient to provide 20 years? supply to the nation at historic demand levels. The growth in natural gas supply may be hindered by the possibility of surface water deterioration and legislative uncertainty. However, property engineered and implemented natural gas systems have favorable environmental and cost profiles in comparison to other energy sources.

The development of shale gas and other unconventional natural gas wells requires the use of technologies that could release higher levels of methane, a greenhouse gas (GHG), than do conventional well technologies. However, power plant GHG emissions far outweigh those of natural gas extraction and transport, and improvements to policy and technology could reduce these upstream burdens. The current fleet of baseload natural gas power plants running on the domestic profile of natural gas has lifecycle GHG emissions of 514 kilograms of CO2 equivalent per megawatt-hour. If switched to an unconventional mix of natural gas, the lifecycle emissions of baseload power increase to 520 kilograms of CO2 equivalent per megawatt-hour?an increase of only 1 percent. In addition to GHG emissions, the report also inventories other air emissions, water use and quality, and resource consumption.

Historically, the price of natural gas has been volatile. This price volatility is due to supply uncertainty driven by natural and economic variables. However, some utilities expect natural gas prices to stay low in the long term and have decided to invest in new natural gas power plants. At a natural gas price of $5 per million Btu , the cost of electricity delivered by a new natural gas combined cycle power plant is $53.4 per megawatt-hour. The report also includes the cost of electricity from other natural gas power systems, including simple cycle gas turbines and power plants with carbon capture, and evaluates the cost uncertainty caused by natural gas price volatility and capital cost contingencies.


LNG World News Staff, September 3, 2012; Image: DOE

?

Source: http://www.lngworldnews.com/usa-doe-study-shows-benefits-of-natural-gas/

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Mexico: Attack on US embassy car was an accident

(AP) ? Mexican officials are indicating that a shooting by federal agents against two CIA agents and a Mexican navy captain in a U.S. Embassy vehicle was an accident and not a deliberate attack.

Navy Secretary Mariano Francisco Saynez says the attack on the bulletproof SUV "was an error and not a malicious act."

Interior Minister Alejandro Poire says federal police officials were investigating a kidnapping that had taken place a day before near where the shooting happened. He wouldn't give any other details Tuesday "out of respect for the kidnapping victim."

Federal Police regional security chief Luis Cardenas Palomino also told reporters over the weekend that agents were investigating a kidnapping and that his agency was cooperating with investigators.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-09-04-Mexico-Embassy%20Vehicle%20Shooting/id-f80075c60e8a47f89ff3bf16a7af5f1b

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Gold Backed Individual Retirement Account Investment - Typepad

Retirement accounts are among the most detrimentally hit in case there is an economic disaster. It?s been believed that a total of $2 trillion are already wasted since the summer season of 2007 in American retirement programs. It means that every pension plan in the United States has wasted a lot of money. It was, consequently, useless to invest in pension plans as years of saving have been wasted. Because of this, the former chief executive of United States signed the Tax Relief Act into legislation.

Such legislation was to permit individuals to experience a secure future; a future that cannot be influenced by financial meltdown. This law was to permit individuals to include precious metals such as palladium, platinum, gold and silver into their Individual Retirement Accounts.

The act allowed people to incorporate gold bars to their retirement programs as of January 1, 1988. IRA owners, therefore, started to include gold coins into their own IRAs. After that, the values of gold have skyrocketed.

Find another great article Solar PV Panels - Photovoltaic Panels

Not all coins are allowed in gold backed IRA. Only legal gold coins having purity of 99.99 percent are allowed to be included in Individual Retirement Accounts. The only coin with a pureness that is lower than 99.99% allowed for IRAs is the American Gold Eagle.

The gold coins that are allowed to be included in Individual Retirement Accounts are: Canadian Maple Leaf, American Buffalo, and the Australian Gold Nugget. The South African Kruggerand is, however, unacceptable in American IRAs.

The procedure for adding gold bars into the Individual Retirement Account isn?t tedious. The procedure is very simple and consists of these stages. First, the plan holder consults with his plan manager. The program owner asks as to whether he could be allowed to incorporate precious metals in the retirement plan. In the event that he isn?t qualified, he should get proper assistance given by the custodian.

The next step is the program holder asks concerning the costs imposed on the yearly storage of such gold. The yearly safe-keeping costs tend to be nominal; not as much as 1% of the whole IRA amount. Finally, the account holder will likely be expected to accomplish some paperwork. The individual?s gold is held in a vault that is accredited by the government till the individual stops working. This precious metal will be sent straight to the individual.

A lot of US residents are presently taking advantage of this investment. The gold Individual Retirement Account allows people to broaden their own retirement investments; such that in the case of financial turmoil, these people wouldn?t be detrimentally affected. This process permits people to have precious metals on their own pension plans. The gold IRA is accepted, tax-free, and simple to attain.

Retirement investing is imperative to enjoy a safe future. The most effective way is to invest in a gold backed IRA. If you?d like to learn more, check out: Gold Backed IRA

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Source: http://www.seasidescrapbook.com/2012/08/gold-backed-individual-retirement-account-investment/

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Source: http://adelinesuarez87.typepad.com/blog/2012/09/gold-backed-individual-retirement-account-investment.html

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A Homeowner's Roofing Problems: Choosing the Most Fitting Material

Your choice of roofing material for your Orlando home is not a choice you must make haphazardly. With Florida's knack for drawing in tornadoes--in addition to some other kinds of storms--you can't afford to set up a lousy roofing material. Aside from unfavorable weather conditions, you must also contemplate on:

Locality

Since Orlando has a primarily tropical climate, it's typically either sunny or rainy in the zone. You'll be in need of a roof material that will not fold under tremendous heat, or get too easily ravaged from too much moisture build up. Also, pick light-colored products, as dark-colored ones absorb more heat--and that's the last thing you would wish to come about throughout Orlando's blistering summers months. You can also take a good glimpse at the most common roofing materials utilized by your neighbors to get a better idea.

Toughness

Roofs aren't really inexpensive, so you'll have to opt for one that'll last as long as possible under most conditions. You 'd also need a roof that's effortless to take care of, fix, and change out if necessary. Some instances of these include roofs made of asphalt composition shingles and metal roofs.

Your Home's Architecture

Your Orlando roofing material should not look out of place with the rest of your residence. Metal and asphalt composition shingles are appropriate for most architectural styles. If you wish to provide your home a more natural appearance, you may use shakes that are fashioned to appear like wood, rather than actual wood shakes. While genuine wood looks lovely, it's impractical during Orlando's rainfalls due to its greater capability to take in wetness that can cause rot and, in turn, damage.

Energy Efficiency

Other than protecting your residence from the elements, you would certainly also need a roof that can cut bucks off your month-to-month electricity bill. If you have cash to spare, you could ask your Orlando roofing contractor to mull over green roofs, cool roofs, or solar panel roofing for your home. Assess whether your energy savings from these roofs far over-shadow the more significant cost of the roofing materials themselves.

Deciding on a roofing material for your house inevitably hinges on the surrounding circumstances, the needs of your household, and your personal inclinations. If you're in doubt about the most efficient roofing material for your house, you may get in touch with Orlando roofing companies to get more information. You can also browse through home.howstuffworks.com/home-improvement/construction/materials/roofing-materials.htm.

For more details, search Orlando roofing, Orlando roofing contractor and Orlando roofing companies in Google for more related information.

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Web-TV: A perfect match?

ScienceDaily (Sep. 3, 2012) ? Do you surf the web in front of the TV, or tweet what you are watching? EU-funded researchers are creating technologies that combine web, social media and TV to enhance our experience and interactions across media.

Research shows that consumers watch TV and use the web simultaneously for up to 3.5 hours daily and 42 % of UK adults discussed the programmes they were watching on social networks. Digital providers and broadcasters are always trying to improve entertainment and combining social media, the web and TV into a single user experience is an important step.

NoTube, a European-funded project, brought the digital and broadcasting industries together, along with experts in platform integration, with the aim of linking media together so consumers can watch shows and interact with friends regardless of the devices they use.

'Our prototypes show that the "Web+TV" experiences which most benefit viewers and users will be those using open standards and that work across different hardware, software and service providers. We have tried to develop solutions that give viewers choice and flexibility,' explains Dan Brickley, a researcher at VU University Amsterdam, the Netherlands, one of the lead researchers in the project.

Forging links

The key to NoTube's approach is 'linked data', where information about a viewer -- such as preferences, social networks, contacts and favourite shows -- is stored 'in the cloud'. The data may be held in different databases and formats but it is made accessible by conforming to recognised industry standards for data structure, storage, access and linking.

'The concept of linked data allowed the NoTube team to set reference standards for online publishers. This made it possible, for example, for broadcasters to create personalised news environments and online programme guides, showing users what they most want to see. Moreover, these work across devices and in multiple languages,' says Brickley.

'When NoTube launched, our plan to bring the web and TV closer together via shared data models and content across multiple devices was ambitious and visionary,' Brickley continues. 'Today, the TV industry has caught up, but their cross-platform and personalised services are proprietary. The results and prototypes from NoTube are now more relevant than ever and show the way forward to develop personalised TV applications where the user still controls their data.'

With a vast array of devices and solutions marketed to viewers, it is difficult to achieve a consistent experience when linking online activity and viewing. The NoTube project looked at how this Web+TV combination could work from every angle, developing user interfaces along with underlying technology standards to support interoperability and data linking.

Is linked data secure?

The development of cross-platform solutions was a key focus of the team. 'Hardware engineers at TV companies won't necessarily be skilled at making highly usable programme guide catalogues, or recommendation engines, for example,' explains Brickley. 'As the number of TV channels increases, being able to find and filter the programmes you want will be really useful. We developed a prototype recommendation engine and sharing system which solves this problem and which can be deployed on any media platform.'

Systems using personal data must be secure and respect privacy, which is often a stumbling block for commercial solutions. 'People are often over cautious and misunderstand the risks involved, but they also need to understand how their supposedly anonymous online activities might inadvertently "fingerprint" them. It may take a few more high profile privacy controversies, like the Netflix prize lawsuit or the AOL search logs case, before users adopt healthy privacy habits', said Brickley.

Recognising that people use default settings and fail to guard personal data, the NoTube architecture builds in security to ensure linked data remains secure.

Two media, two screens, many people

NoTube also found ways of linking people viewing TV. Led by BBC R&D, the team developed methods of giving programme recommendations based on social activity and built technologies that make it easier for viewers to discuss and share TV information across their networks, whilst maintaining privacy.

This led to the development of N-screen, a web application which can help small groups decide what to watch. Users share programmes with one another in real time and change the TV channel using drag and drop -- improving the experience of viewers as they watch the same programme, whilst using a second screen to interact with each other.

The project also looked at the possibility of using a smartphone as a TV remote control. 'The key aspect of N-screen or the smartphone remote is that they work by linking different data systems; their functionality is not limited by the type of device or screen used -- giving more choice to consumers,' notes Brickley.

New experiences

The NoTube partners were keen to other functional prototypes, such as the iFanzy service that delivers personalised and contextualised advertising and TV. It uses a range of data, including time of day, device used and viewing preferences, to serve more engaging (and therefore more successful) ads. The system also improves the delivery of audio-visual advertisements by adjusting volumes and automatically selecting the best positioning on the screen.

Another major result is the NoTube TV API which broadcasters can use to build new web-based applications and systems that make TV more interactive and 'do more'. 'The API opens up a lot of what we have developed in the project to broadcasters and media companies so they can build some of our functionality into their own platforms,' Brickley comments.

Looking to the future

'We want the user to be back in the driving seat,' says Brickley. 'NoTube can help people decide what to watch and share, record their preferences, find out more about a programme and have smarter conversations about TV programmes.'

Project partners are promoting results to the technical community; they hope that forward-thinking companies will recognise the potential impact that cross-platform and open source solutions could have. 'Much of our research output and position papers are for a fairly small group of decision-makers in the TV industry and in standards organisations,' Brickley explains. 'But we have received excellent feedback and are involved in various discussions with the W3C standards community.'

The NoTube project received EUR 6.15 million (of total EUR 9.25 million project budget) in research funding under the EU's Seventh Framework Programme (FP7).

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Source: http://feeds.sciencedaily.com/~r/sciencedaily/computers_math/information_technology/~3/yYQCUncfjtU/120903143104.htm

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